Trang Chủ
The Deputy Governor noted that in 2025, despite global challenges including geopolitical tensions, volatile monetary policies, and increased trade protectionism, the banking sector made concerted efforts to address difficulties. The sector closely monitored global economic developments and implemented monetary and credit policies with flexibility and effectiveness. These actions supported macroeconomic stability, inflation control, and systemic safety. Within this context, the DIV played a crucial role in safeguarding depositors’ rights and interests, thereby supporting the stable development of credit institutions.
The DIV fulfilled its assigned mandates and implemented reforms across operations and governance. Notably, the DIV collaborated with the SBV and relevant authorities to enhance the legal framework for the monetary and banking sector, particularly by drafting and submitting the 2025 Law on Deposit Insurance to the National Assembly to replace the 2012 Law. This new legislation enables the DIV to participate more effectively in resolving weak credit institutions, in line with national banking sector restructuring policies.
Simultaneously, the DIV implemented the Development Strategy for Deposit Insurance to 2025, with a vision towards 2030. The organisation completed its mid-term review in 2025 and translated approved objectives into concrete tasks for 2025–2030, aligning with mandates in the 2024 Law on Credit Institutions and the 2025 Law on Deposit Insurance.
Regarding financial and operational performance, the DIV met or exceeded most assigned targets. Net income surplus increased by 12 per cent, surpassing the SBV’s plan, while total assets and the Operational Reserve Fund grew by 14.5 per cent and 15.1 per cent, respectively, compared to 2024. Enhanced supervision and examination, internal governance, digital transformation, policy communication, and capacity building further strengthened the DIV’s institutional and financial resilience.
For 2026, Deputy Governor Nguyen Ngoc Canh emphasised that the DIV must be fully prepared to implement the new Law on Deposit Insurance, which takes effect on May 1, 2026. The DIV’s priorities include:
• Aligning implementation plans with Government and SBV policies and assigned tasks;
• Collaborating with the SBV, ministries, and agencies to finalize relevant regulations and guidance;
• Continuing to implement the Development Strategy for Deposit Insurance for the 2025–2030 period and other SBV-assigned plans; and
• Streamlining organisational structure, strengthening governance capacity, enhancing workforce quality, and increasing communication on deposit insurance policy.
The Deputy Governor expressed confidence that the DIV will continue to strengthen its role within Vietnam’s financial safety net, protecting depositors and contributing to banking system stability.
Research and International Cooperation Department
