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Delegates attending the conference
During the conference, the DIV emphasized that the 2025 Law on Deposit Insurance, enacted on December 10, 2025, will become effective on May 1, 2026. This legislation provides a comprehensive legal framework that strengthens the DIV’s capacity to maintain the stability of the credit institution system and reinforce public confidence in the banking sector.
The 2025 performance report indicated that the DIV effectively fulfilled its assigned responsibilities and collaborated closely with relevant agencies to draft the 2025 Law on Deposit Insurance, which was approved by the National Assembly with a 99.8% approval rating. The DIV continued to implement the Development Strategy for Deposit Insurance to 2025, with a vision towards 2030, and completed the mid-term review for the 2022–2025 period. In terms of core operations, the DIV conducted off-site supervision of all insured institutions, completed on-site examinations of 120 People’s Credit Funds (PCFs) as directed by the SBV Governor, and conducted periodic examinations of 221 institutions. Additionally, the DIV actively participated in the special control, resolution, and restructuring of troubled PCFs in accordance with SBV guidance. The DIV’s financial performance surpassed the targets set by the SBV, with the Operational Reserve Fund exceeding VND 137.5 trillion, representing a 15.1% year-on-year increase. Public awareness initiatives were diversified, integrating traditional communication channels with local outreach and surveys on deposit insurance awareness. By the end of 2025, the DIV protected depositors at 1,274 insured institutions, including 96 banks and foreign bank branches, 1,173 PCFs, 1 cooperative bank, and 4 microfinance institutions.
Deputy Governor Nguyen Ngoc Canh of the State Bank of Vietnam delivering remarks at the conference
In his directive remarks, SBV Deputy Governor Nguyen Ngoc Canh commended the DIV’s 2025 achievements and directed the organization to make comprehensive preparations to ensure readiness for implementing new tasks and core operations upon the enactment of the 2025 Law on Deposit Insurance on May 1, 2026. He further emphasized the importance of continuously refining the legal framework, improving operational effectiveness, and advancing the Development Strategy for Deposit Insurance for the 2025–2030 period, thereby upholding the protection of depositors’ rights and contributing to the stability of the banking system.
For 2026, the DIV introduced an emulation campaign under the theme: “Innovation and Creativity – Secure Digitalisation – Lean and Efficient Operations – Determination to Excel in Fulfilling the 2026 Mission.” The organization will prioritize improving the legal framework and internal governance regulations in accordance with the 2025 Law on Deposit Insurance, implementing the Development Strategy for Deposit Insurance for the 2025–2030 period, enhancing the quality of core operations, advancing the Information Technology Development Scheme through 2030, streamlining the organizational structure and restructuring human resources, and further promoting scientific and applied research to support its operational objectives.
DIV representatives receiving the Third-Class Labour Order awarded by the President of the Socialist Republic of Vietnam
During the conference, representatives from relevant agencies and the DIV presented honors to recognize the contributions of collectives and individuals. These included the Third-Class Labour Order awarded by the President, Certificates of Merit by the Prime Minister, Emulation Flag by the SBV, the title of Banking Sector Emulation Soldier and Certificates of Merit by the Governor of the SBV.
Research and International Cooperation Department
